Advance Tax Calculator

⚡ In shortEnter your estimated total tax for the year and see exactly how much advance tax to pay by each due date under Section 211. Advance tax is paid in four instalments: at least 15% by 15 June, 45% (cumulative) by 15 September, 75% by 15 December and 100% by 15 March. Paying less triggers interest under Section 234C (on each shortfall) and Section 234B (1% per month if under 90% is paid by year-end). Salaried taxpayers whose employer TDS covers the liability usually need not pay advance tax; it mainly applies to business, professional, capital-gains and other income.

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How it is calculated

Advance tax is paid in four instalments: at least 15% by 15 June, 45% (cumulative) by 15 September, 75% by 15 December and 100% by 15 March. Paying less triggers interest under Section 234C (on each shortfall) and Section 234B (1% per month if under 90% is paid by year-end). Salaried taxpayers whose employer TDS covers the liability usually need not pay advance tax; it mainly applies to business, professional, capital-gains and other income.

Frequently asked questions

Who has to pay advance tax?

Anyone whose total tax liability for the year, after TDS, is ₹10,000 or more — typically the self-employed, businesses, and people with capital gains, rent or interest income. Resident senior citizens without business income are exempt.

What happens if I miss an advance-tax instalment?

You pay interest: Section 234C charges 1% per month on each instalment shortfall, and Section 234B charges 1% per month from April if you paid less than 90% of the tax by 31 March.

Do salaried employees pay advance tax?

Usually not — the employer deducts TDS on salary. But if you have significant other income (capital gains, interest, freelance) that isn't covered by TDS, you may need to pay advance tax on it.