Crypto / VDA Tax Calculator

⚡ In shortSold crypto or other virtual digital assets? Work out your tax instantly — a flat 30% (plus 4% cess) on the gain, and the separate 1% TDS on the transfer value. Income from transfer of a Virtual Digital Asset (VDA) — cryptocurrencies, NFTs — is taxed at a flat 30% under section 115BBH, plus a 4% health & education cess (effective 31.2%). No expense except the cost of acquisition is deductible, and losses from one VDA cannot be set off against gains from another or carried forward. A separate 1% TDS under section 194S applies on the transfer value (usually deducted by the exchange) and is adjustable against your final tax.

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How it is calculated

Income from transfer of a Virtual Digital Asset (VDA) — cryptocurrencies, NFTs — is taxed at a flat 30% under section 115BBH, plus a 4% health & education cess (effective 31.2%). No expense except the cost of acquisition is deductible, and losses from one VDA cannot be set off against gains from another or carried forward. A separate 1% TDS under section 194S applies on the transfer value (usually deducted by the exchange) and is adjustable against your final tax.

Frequently asked questions

How is crypto taxed in India?

Gains on transfer of crypto and other VDAs are taxed at a flat 30% (plus 4% cess) under section 115BBH, regardless of your income slab or how long you held them. Only the cost of acquisition is deductible.

Can I set off crypto losses against other income?

No. Losses from one VDA cannot be set off against gains from another VDA, against any other income, or carried forward to future years.

What is the 1% TDS on crypto?

Section 194S levies a 1% TDS on the transfer value of a VDA (above small thresholds), usually deducted by the exchange. It is not an extra tax — it is adjusted against your final 30% tax liability.

Do I pay tax if I only made a small crypto gain?

Yes — there is no basic exemption or ₹1 lakh relief for VDA gains as there is for equity. The full gain is taxed at 30% (plus cess).

Related reading

India Law Simplified is an AI-assisted tool, not a substitute for a licensed CA or advocate. Tax rules and limits change with each Finance Act — verify before relying on any figure.