Full & Final Settlement Calculator

⚡ In shortLeaving a job? Estimate your full-and-final settlement — pending salary, leave encashment, gratuity and any notice-period recovery — free and instant. Pending salary is your daily rate (monthly ÷ 30) times unpaid days. Leave encashment is usually on Basic + DA for your leave balance. Gratuity, payable after five years of service, is 15 ÷ 26 × (Basic + DA) × years and is tax-free up to ₹20 lakh. Any short notice period is recovered at your daily rate. The exact components depend on your offer letter and company policy.

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How it is calculated

Pending salary is your daily rate (monthly ÷ 30) times unpaid days. Leave encashment is usually on Basic + DA for your leave balance. Gratuity, payable after five years of service, is 15 ÷ 26 × (Basic + DA) × years and is tax-free up to ₹20 lakh. Any short notice period is recovered at your daily rate. The exact components depend on your offer letter and company policy.

Frequently asked questions

What is included in a full and final settlement?

Usually pending salary, leave encashment, gratuity (after 5 years), any bonus due, minus deductions like notice-period recovery and outstanding advances.

When should F&F be paid?

Company policy and many state rules expect F&F within a reasonable period (often around 30–45 days) of the last working day. Check your employment terms.

Is this an exact figure?

No — it is an estimate before tax. TDS may apply; gratuity is tax-free up to ₹20 lakh. Verify against your payslip and offer letter.

Related reading

India Law Simplified is an AI-assisted tool, not a substitute for a licensed CA or advocate. Tax rules and limits change with each Finance Act — verify before relying on any figure.